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This document is for information only and does not constitute an offer to buy/sell investments. Unless otherwise specified this email and any attachments are communications and not investment research. The information and opinions expressed are based on sources we believe to be reliable but we do not represent that they are accurate or complete.
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This document is for information only and does not constitute an offer to buy/sell investments. Unless otherwise specified this email and any attachments are communications and not investment research. The information and opinions expressed are based on sources we believe to be reliable but we do not represent that they are accurate or complete. Any information is given in good faith but is subject to change without notice. No liability is accepted by Earnings Capital LLC or Health Margin LLC or associated companies or persons for any direct or consequential loss arising from this document. This communication may contain information that is legally privileged, confidential or exempt from disclosure. No confidentiality or privilege is lost or waived by mistransmission. If you are not the intended recipient, please notify the sender via return email immediately and delete this message from your system.

NOTE ON PERFORMANCE - Any reference to performance figures, statistics or comparison they should be considered for illustrative purposes only, come from the referenced manager, at times as estimates, and are not independently verified. All information should be verified by appropriate legal documentation, official audits or otherwise independently by the reader of this email or any follow up materials.

NOT AN OFFER ON SOLICITATION - Nothing in this email or any attachments thereto is an offer to sell or solicitation to buy any product or service. Any investment should be made subject to legal documentation thereof and based upon independent review of the merits, as well as risks, of such an investment on its own and in context of a broader investment portfolio. Any investment should also consider the specific financial position and goals of the individual or institution and take into account the overall economic environment.

Past performance is not necessarily indicative of future results. We assume no responsibility or liability for the correctness, accuracy, timeliness or completeness of the information, for any viruses contained in, or attached to, any email or for any loss, damage or lost opportunities resulting from the use of the Information. Any views, opinions or assumptions may be subject to change without notice. Any indices are presented merely to show the general trends in the markets for the period and are not intended to imply that the Portfolio is comparable to the indices either in composition or element of risk.

Index data is provided for comparison purposes only and a variety of factors may cause an index to be an accurate benchmark for a particular fund. Comparisons to indexes have limitations because indexes have volatility and other material characteristics and risks that may differ from an Earnings Capital fund. The indexes are for illustrative purposes only and should not be relied upon as an accurate measure of comparison. An investor should consider carefully the investment objectives, risks, and charges and expenses before investing. Performance data represents past performance. Current performance may be lower or higher than the performance data quoted. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost.